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    Selling due to a divorce or separation

    Welcome

    My name is Charlotte Gill and I’m one of the directors here at JP Harll.

    Over the 9 years, we’ve been serving the people of Selby, we’ve helped hundreds of clients take their first steps onto the property ladder.

    Our experience means we know just how exciting, terrifying, inspiring, and overwhelming the whole process can be.

    Some people are excited about moving out of rented, shared accommodation, or parents’ homes.

    Others are anxious about the amount of responsibility, paperwork, and money this move involves.

    We are here to guide and support you throughout the ups and downs of your home buying journey.

    We aim to ensure you have the right guidance and support to help you make the best decision for you and your future.

    After reading this, you may find it beneficial to have a no-obligation, confidential chat with us about your situation.

    Thank you for your time, and please get in touch with us if you have any questions whatsoever.

    Charlotte Gill

    Director
    JP Harll


    Preparing Properly for a new start

    There are many things to consider during a divorce. Whether it’s family finances, property or even pets, it pays to prepare properly. Addressing the points belowwill make the experience easier to navigate through.

    First Steps:

    When getting a divorce, it’s wise to contact a solicitor to seek legal advice. They should be able to advise you on any legal implications you need to consider. A good solicitor will also give you guidance on the financial aspect of any settlements.

    If you have a mortgage, it’s worth making your provider aware of the situation to see if they can offer help and advice.

    For example: If you need to reduce the mortgage payments for a short period while the property is being sold.

    Agreement:

    Once you have instructed a solicitor, it’s time to contact an estate agent. Every agency is different and even though legally we only need one signatory on our sales agreement, we insist on having two signatures. This helps a sale to be successful and far less stressful for both parties. A good estate agent understands there needs to be a high level of agreement and transparency.

    Communication:

    The easiest way to pour fuel on an already highly emotional situation is to allow a breakdown in communication to happen. It’s so important to involve both parties once a property is up for sale, even if that is through mediators. By keeping both sides fully updated around viewings, feedback, offers and progress, we reduce the risk of sales falling through and making an often stressful situation even more fraught.

    Having these foundations in place will help enormously when it comes to selling and moving on.

    The five do’s & don’ts to moving on successfully

    1. Do seek advice and help moving on successfully

    We often see people who are dealing with selling a home for the first time. This may be because their ex-partner had dealt with it all in the past.

    The paperwork, processes, and preparations can seem daunting to the uninitiated, so don’t try to do it on your own.

    We’re always happy to sit down, go through and help with any issues or questions you have. Moving home is an emotional experience at the best of times, and we understand and empathise with what you’re going through.

    2. Don’t sell to quick home buying companies

    Many companies offer a quick buy service, where they will under offer on your property but do the deal quickly. This is the last resort rather than a first choice. The five to We’re always happy to sit down, go through and help with any issues or questions you have. Moving home is an emotional experience at the best of times, and we understand and empathise with what you’re going through. The paperwork, processes, and preparations can seem daunting to the uninitiated, so don’t try to do it on your own You’ll get considerably less than if a good estate agency properly markets your property

    3. Do your research

    When putting your home up for sale, invite a couple of leading local agents to advise you on how they would achieve the best possible price for you. You’ll be able to gauge who you have a rapport with and who you feel you can trust.

    4. Don’t be swayed by high numbers or cheap fees

    Something we often see is people who are going through a divorce that end up instructing an agency which has overvalued their home to win their instruction. Usually, this leads to the property sticking on the market at a time when people want/need a swifter sale.

    And it’s worth considering why some agencies fees are a lot cheaper than others. Often personal service and care, the very things you’ll need most during this chapter of your life, are sacrificed by the cheap agent.

    5. Do relationships

    Look for an agent who values the relationship with you over the transaction your property offers.

    We’ve built our business on establishing long-term relationships with our clients. This is because of our focus on service, listening, empathising, and simply being there for our clients.


    Your FAQs answered…

    Things to think about:

    Does one party want to buy out the other?

    If this is the case, it would be worth exploring your financial options. We can put you in contact with our independent mortgage broker.

    Do you both want to sell?

    This is often necessary, as there needs to be mutual agreement around the price and marketing strategy applied to the property’s sale.

    Will you both be living at the property during the sale?

    If the answer is yes, your estate agent would need to discuss the presentation of your property when it comes to viewings (who will do the tidying up?). We don't offer accompanied viewings as standard, but we do offer them if required, meaning no one needs to be home when a potential buyer views.

    Are children involved?

    Again, this is to do with viewings. It’s often a good idea to take them out whilst a viewing is happening.

    How would you like to be contacted?

    We are always happy to use the method of communication preferred by our clients, be that by phone, text messaging, emails, in-person or WhatsApp.

    Are we meeting at the property or away from it?

    You may not feel comfortable meeting at your current property, so you can come and meet us here at our office for a coffee and a chat to discuss anything regarding the sale, if that suits you better.

    What to tell potential buyers if they ask why you are moving?

    Our advice and recommendation is to be honest and open with any potential buyer should that question be asked. It is not likely to affect someone’s buying decision about your home and there will be plenty of other positive points to highlight about the home, should this question be asked.

    Does the divorce solicitor need to handle the conveyancing aspect?

    Most of our local solicitors are experienced in both conveyancing and divorce and it should be more cost effective to let one of them handle both

    Compare prices from a couple of leading local solicitors who specialise in both conveyancing and divorce. We can help you with this if you need assistance. Please ask about conveyancing times but note these have increased significantly due to Covid restrictions.


    Six tips on moving on due to a divorce

    1. Finalise your divorce before moving out on moving out

    The general advice given by most divorce solicitors is not to move out before your divorce is finalised. It can be a natural reaction to wish to leave as soon as you can. It’s worth checking this out with your legal expert.

    2. Take stock, not things

    Once your divorce is agreed, list what items are yours and what you want to take with you. If you are unsure who owns what, discuss it with your ex-partner if possible and come to an agreement. Try not to take sentimental things that will remind you of the relationship. The cleaner the break, the fresher the new start.

    3. Book your removal company

    Good removal companies get booked up quickly, sometimes months in advance. So, plan and get quotes as early as possible. Usually, it’s a good idea to get recommendations or to get different quotes from three different removal firms.

    4. Packing starts now

    Packing can be made easier if you give yourself plenty of time and start chipping away at it daily. Make sure you begin with packing items you don’t use much and leave the essential everyday stuff until last. Keep essential items like keys, passports, and medicines in a bag which stays with you during the move. Remember not to overpack boxes, try not to use bags as they can’t be stacked upon and label everything to make your life easier when you get to your new place.

    5. Moving day

    Remember you’ll probably be very emotional, so be kind to yourself and try to have a friend or family members with you. Make sure your mobile phone is charged up and give the number to the removal people so they can contact you if necessary.

    6. Home sweet home

    You’ve got the keys to your new place, and everything has been moved in. Treat yourself to a takeaway on the first evening in your new home because you deserve a break and a chance to relax. The unpacking (cutlery, plates, and kettle excluded) can start tomorrow, when your new chapter really begins.


    Why we can help you

    Selecting the best agent to help you sell your property is a big decision, especially with so much already going on in your life.

    Here’s why we like to think you’d be wise to choose us to work for you.

    Experience

    We’ve been helping the people of Selby buy and sell their property for over 7 years with JP Harll and previously with other agents going back 20 years

    Reviews

    We are 5 Star rated on both Facebook and Google and would be happy to put you in touch with some of our past clients so you can hear their experiences with us.

    “I cannot fault any of the staff at JP Harll. After 10 months of trying to sell my property through another agent you provided me with honest marketing and price advice at the outset leading to a sale in less than 3 weeks!! “ - Vikki Hewitt

    Results

    Get Agent at the time of printing says we sell the fastest at 5 weeks and get 96.6% of our asking price.

    Always Looking Ahead

    We have invested heavily in virtual viewings, video tours, and a raft of other new technologies. This means you know your property will be expertly marketed, which leads to achieving premium prices.

    You Focused

    We are focused on you. That means getting you the results you are looking for. And we don’t just talk the talk, we walk the walk. We will be with you every step of the way to advise, support, and celebrate with. We’ve built our reputation on the quality of our relationships rather than the number of transactions. This has led to most of our business coming from word of mouth.

    JP Harll in association with

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